Privacy Policy

Privacy Policy

  • SAMRUDHI will not rent or sell your personal information to third parties.
  • When you create an account on SAMRUDHI, we collect basic information about you through the registration process - your name, email address, and a means to authenticate your account (for example, a password). You may also provide additional information through the account creation process, such as the email address of the person who referred you to SAMRUDHI.
  • You may also provide other information (for example, a picture of yourself, your physical address, your city/state/ country of residence, the reasons why you choose to lend on SAMRUDHI)
  • Your profile will also show the following information: the loans you have made, your city/state/country of residence and the individuals who have accepted your invitations to create an account on SAMRUDHI.
  • SAMRUDHI will also track information on your microloan transactions (for example, amount of the loan, recipient of the loan) and make that information available to you on your private SAMRUDHI account page.
  • SAMRUDHI will also collect information on any donations you make to SAMRUDHI via the website and communicate with you (for example, to provide donation confirmations) via the email address and/or the physical address that you provide.
  • By establishing an account on SAMRUDHI, you agree to receive emails or other written communication, such as physical mail, based on your account status or activity (for example, confirmations of loans you have made, confirmation receipts for donations you have made, notifications of loan repayments you have received, statements or other information with respect to the amount of credit available in your SAMRUDHI account, confirmation of email address or password changes, or customer service inquiries regarding the status of or activity in your account).
  • By default, you will receive update emails on your loans that are sent by our operational team. through the Website. SAMRUDHI will not disclose your email address to anyone in any case -- these emails are sent through a web form without any third party learning your address. You can choose not to receive these emails through a preference on the Website.
  • By default, you may receive periodic newsletter emails from SAMRUDHI. The frequency of these newsletters may vary. You can choose not to receive these newsletters through a preference on the Website.
  • SAMRUDHI will not disclose your personally identifiable lending activity to any third party without consent (please note: the creation of a public lender profile on SAMRUDHI is considered consent for such disclosure). SAMRUDHI reserves the right to record and display anonymous lending activity on the Website and display the general regions where our lenders are located.
  • SAMRUDHI's service providers, agents and representatives may be provided access to your personally identifiable information as part of, or incident to, their provision of services to SAMRUDHI (for example, processing of microloan transactions). All such access shall be under appropriate confidentiality agreements and limited to use to provide services to SAMRUDHI.
  • Similar to many websites, if a Website user has enabled cookies in their browser, SAMRUDHI, independently and through enabled third party tools and programs, collects certain technical information utilizing a cookie file, such as the path of users to the Website, pages visited, originating IP address, browser type, browser language, and the date and time of the user's visit. This information helps SAMRUDHI track trends and improves areas of our Website based on visits, and are common analytics used by most websites.
  • SAMRUDHI’s www.WeCareIndia.Org is intended to be used by adults. It is not intended for children, and SAMRUDHI does not want to collect any personal information for users who are under the age of 13. SAMRUDHI recommends that parents do not post, or permit others to post, any personally identifiable information with respect to persons under the age of 13.
  • SAMRUDHI may update or modify this Privacy Policy from time to time. If any changes are made, SAMRUDHI will reflect the date on which any such changes are made and posted by updating the "last updated" date at the top of the page. Please be sure to check this page periodically for changes. This Privacy Policy was last changed and posted on our Website on September, 15th, 2011.
  • We take privacy seriously and we value yours.